Retirement

Study Links Good Financial Habits to Achieving Happiness

Morgan Stanley's Investor Pulse poll highlights that while most investors hold an optimistic outlook-worries about their financial futures remain.
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How much will I need to save for my retirement?

We all have different ideas of what our ideal retirement would be. A number of factors in your personal situation such as how much your money will be worth at time of retirement, how much you expect your money to grow, how much you save monthly and the types of investments you are invested in may impact your retirement plan. This calculator will help you determine how well you’ve prepared and what you can do to improve your retirement outlook

In providing services to your qualified retirement plan, Morgan Stanley may be considered a fiduciary under the Employee Retirement Income Security Act of 1974, as amended (within the meaning of Section 3(21) of ERISA and the regulations thereunder), as well as an investment advisor registered under the Investment Advisers Act of 1940. To the extent you choose to hire Morgan Stanley to provide additional services to you, such as financial planning, the relationship between you and Morgan Stanley will be governed by the terms and conditions of the written agreement for each additional service. Furthermore, Morgan Stanley’s role as an adviser to your retirement plan is wholly separate and apart from any role it would play in providing any additional services to you in a personal capacity.

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